Barita Smart Loan

Borrow today without derailing tomorrow

Building wealth is important. So is being able to access funds when you need them. Why choose?

Barita’s Smart Loan brings the best of both worlds. Borrow cash against your Barita investments. Your investment keeps growing, while you get the cash you need at competitive repayment terms.

Good for now. Good for later.

Get the cash you need without compromising your investments. That’s just one way the Barita Smart Loan wins. Plus:

We're Competitive

Our interest rates start as low as 8.75%. Plus you can borrow up to 80% of your Barita Fixed Income Investments and 55% of some Equity investments.

Flexible Financing

Choose your route — J$50,000 online or J$100,000 in-branch.

We're On Your Side

We work hard to design practical, everyday wins while still building and protecting your wealth.

We're Fast

We process loans within 24 hours

We're Accommodating

We give you up to 5 years to repay loans.

Loan, Your Way

Tailor your loan request to fit your comfort zone.

Life happens. Barita’s Smart Loan helps.

Wealth is a long-term goal. For every other situation, there's a Barita Smart Loan to help.